For cards with overall better everyday earning functionality, check out the best rewards credit cards. Limited potential for everyday use: The rewards rate is higher than average, but you likely wouldn’t want to use this card for everyday purchases because you might not have a reliable way to redeem your rewards.The redemption value for using your points on gift cards is much lower than what you could receive for the other redemption options. Limited redemptions: You’re limited to redeeming your points toward GM-related expenses or on gift cards.You also receive cell phone protection for coverage up to $800 per loss, with a $50 deductible. Mastercard World Elite benefits: Cardholders receive unique benefits, including special offers with Fandango, Lyft, HelloFresh, ShopRunner, and DoorDash, as well as access to Mastercard concierge services.GM redemptions: Redeem your points toward the purchase of a new or certified pre-owned GM vehicle, services, accessories, parts, select OnStar and GM Connected Services plans, and other eligible GM expenses.Vehicle detailing allowance: Receive a $50 allowance per calendar year for vehicle detailing when you use your card to pay for detailing at a participating GM dealer each calendar year.
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